TECH BYTE: Use Tech to Help You Save Money

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CHATTANOOGA, Tenn. (WDEF) — If you’re like me, you probably spent too much money on gifts for family and friends over the holidays.

Now that we’re in the new year, it’s time to get your smart spending habits back on track.

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After overspending over the holidays, we’re now painfully paying for it – literally.

You can now use your phone as a digital piggy bank.

Mint is a great app to help you get better at managing your money.

Use it to track it all in one place. It’s easy to see your account balances and transactions.

It can even send you alerts to keep you on top of your budgeting and spending.

You can also use Mint to check your credit score anytime for free.

Qapital is another good app to have for saving.

It can round up every time you spend. Use that leftover money in an account to eventually put toward a big purchase – like a trip to Europe, or buying a house.

You save money without even thinking about it.

For when you do need to shop online or in-store, the Ibotta app definitely comes in handy.

It helps you earn cash back each time you shop for groceries, go out to eat, you name it.

Ibotta works at more than 500,000 locations – from Walmart and Walgreens, to Whole Foods.

Before you shop, just find and add offers in the app for the things you want to buy. Make those purchases, and then upload your receipt for instant cash back.

You can always use that extra cash to pay off those credit card bills, or put it in your savings account.

It may be months away, but you can always start saving up now to prepare for all of that holiday spending you’ll be doing later this year.

Just use one of these apps!

Your bank account will thank you.

 

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You can watch Emily Cassulo weeknights on News 12 Now starting at 5:30. Emily also does stories on different tech products and issues for Tech Byte, which airs Mondays on News 12 Now. She joined the WDEF news team in September 2016 from News 12’s sister station in Columbus, Mississippi, where she worked as an anchor, producer and reporter. Emily is no stranger to the Volunteer State. Before moving to Mississippi, she worked at WBBJ-TV, covering crime and severe weather throughout West Tennessee. She loves living in Chattanooga, and exploring what the Scenic City has to offer. Emily is a Florida native, graduating from the University of Central Florida with a degree in broadcast journalism and minor in political science. While in college, Emily worked part-time as a reporter/web producer at News/Talk 96.5 WDBO. She broke her first news story there, which made national headlines, and covered the 2010 Central Florida congressional elections and the high-profile Casey Anthony trial. When she’s not busy reporting, Emily enjoys shopping, reading, playing the piano, and spending time with family and friends. Feel free to e-mail her at ecassulo@wdef.com if you have any story ideas or just want to say ‘Hi.’